diff --git a/components/settings/SettingsDeleteAccountCard.tsx b/components/settings/SettingsDeleteAccountCard.tsx
new file mode 100644
index 0000000..7eed30a
--- /dev/null
+++ b/components/settings/SettingsDeleteAccountCard.tsx
@@ -0,0 +1,137 @@
+/**
+ * @file components/settings/SettingsDeleteAccountCard.tsx
+ * @description Card component for handling account deletion with dynamic button inline confirmation and guest protection.
+ */
+
+"use client";
+
+import { useState } from "react";
+import { useUser } from "@/lib/context/UserContext";
+import { Trash2, AlertTriangle, ChevronDown } from "lucide-react";
+import { ActionButton } from "@/components/ui/ActionButton";
+import { signOut } from "next-auth/react";
+
+interface SettingsDeleteAccountCardProps {
+  defaultOpen?: boolean;
+}
+
+export function SettingsDeleteAccountCard({
+  defaultOpen = false,
+}: SettingsDeleteAccountCardProps) {
+  const [isOpen, setIsOpen] = useState(defaultOpen);
+  const [isDeleting, setIsDeleting] = useState(false);
+  const [isConfirmingDelete, setIsConfirmingDelete] = useState(false);
+  const [error, setError] = useState<string | null>(null);
+
+  const { currentUser } = useUser();
+
+  if (!currentUser) return null;
+
+  const guestEmail = process.env.NEXT_PUBLIC_GUEST_EMAIL;
+  const isGuest = Boolean(
+    guestEmail && currentUser.email?.toLowerCase() === guestEmail.toLowerCase(),
+  );
+
+  /** Handles the two-step delete trigger and API request. */
+  const handleDelete = async () => {
+    if (!isConfirmingDelete) {
+      setIsConfirmingDelete(true);
+      return;
+    }
+
+    if (isDeleting) return;
+
+    try {
+      setIsDeleting(true);
+      setError(null);
+
+      const res = await fetch("/api/users/profile", {
+        method: "DELETE",
+      });
+
+      if (!res.ok) {
+        const data = await res.json();
+        throw new Error(data.error || "Failed to delete account");
+      }
+
+      await signOut({ callbackUrl: "/login" });
+    } catch (err) {
+      setError(err instanceof Error ? err.message : "An error occurred");
+      setIsDeleting(false);
+      setIsConfirmingDelete(false);
+    }
+  };
+
+  return (
+    <div className="bg-surface border border-rose-500/20 rounded-xl overflow-hidden transition-all shrink-0">
+      {/* Header / Toggle Button */}
+      <button
+        type="button"
+        onClick={() => setIsOpen((prev) => !prev)}
+        className="w-full p-6 flex items-center justify-between hover:bg-white/5 transition-colors cursor-pointer text-left"
+      >
+        <div className="flex items-center gap-3">
+          <div className="p-2 rounded-lg bg-rose-500/10 text-rose-400">
+            <Trash2 className="w-5 h-5" />
+          </div>
+          <div>
+            <h2 className="text-lg font-bold text-rose-400">Delete Account</h2>
+            <p className="text-sm text-muted">
+              Permanently delete your account and all associated data.
+            </p>
+          </div>
+        </div>
+
+        <ChevronDown
+          className={`w-5 h-5 text-muted transition-transform duration-200 ${
+            isOpen ? "rotate-180" : "rotate-0"
+          }`}
+        />
+      </button>
+
+      {/* Collapsible Body */}
+      {isOpen && (
+        <div className="p-6 pt-0 space-y-4 border-t border-rose-500/10 mt-2">
+          {isGuest ? (
+            <div className="flex items-center gap-2 p-3 mt-4 rounded-lg bg-amber-500/10 text-amber-400 text-sm">
+              <AlertTriangle className="w-4 h-4 shrink-0" />
+              <span>Guest accounts cannot be deleted.</span>
+            </div>
+          ) : (
+            <div className="pt-4 space-y-4">
+              <p className="text-sm text-muted">
+                Once you delete your account, there is no going back. Please be
+                certain.
+              </p>
+
+              {error && <p className="text-xs text-red-400">{error}</p>}
+
+              <div className="flex items-center gap-3">
+                <ActionButton
+                  type="button"
+                  variant="danger"
+                  onClick={handleDelete}
+                  isLoading={isDeleting}
+                  icon={Trash2}
+                >
+                  {isConfirmingDelete ? "Sure?" : "Delete Account"}
+                </ActionButton>
+
+                {isConfirmingDelete && (
+                  <ActionButton
+                    type="button"
+                    variant="secondary"
+                    onClick={() => setIsConfirmingDelete(false)}
+                    disabled={isDeleting}
+                  >
+                    Cancel
+                  </ActionButton>
+                )}
+              </div>
+            </div>
+          )}
+        </div>
+      )}
+    </div>
+  );
+}
diff --git a/components/settings/SettingsView.tsx b/components/settings/SettingsView.tsx
index 56e9a30..035b9bb 100644
--- a/components/settings/SettingsView.tsx
+++ b/components/settings/SettingsView.tsx
@@ -7,6 +7,7 @@
 
 import { useUser } from "@/lib/context/UserContext";
 import { SettingsProfileCard } from "./SettingsProfileCard";
+import { SettingsDeleteAccountCard } from "./SettingsDeleteAccountCard";
 
 /** Renders the settings view layout for managing user profile settings. */
 export function SettingsView() {
@@ -25,8 +26,9 @@ export function SettingsView() {
   if (!currentUser) return null;
 
   return (
-    <div className="flex-1 overflow-y-auto flex flex-col min-h-0 py-2 mt-4">
+    <div className="flex-1 flex flex-col gap-4 py-4 min-h-0">
       <SettingsProfileCard onUpdate={updateProfile} />
+      <SettingsDeleteAccountCard />
     </div>
   );
 }